An Edmond man accused of stealing more than half a million dollars was indicted in Oklahoma City’s federal court on 13 federal felony charges of bank fraud, identity theft and money laundering.
In Tulsa’s federal court, a woman indicted on six f elony charges arising from use of stolen credit and identification cards pleaded guilty to three counts of bank fraud, while three counts of ID theft were dismissed.
Joseph Nicanor Isezaki San Nicolas, 34, of Edmond, is accused of ste aling $588,515 from bank accounts “in the custody and control” of Tinker Federal Credit Union, Houston Federal Credit Union, and the Bank of San Francisco.
He is named in nine counts of bank fraud, two counts of aggravated identity theft, and two counts of money laundering.
From 2014 through March 2022, San Nicolas was employed by TFCU in Oklahoma City. And from August 2022 through January 2024, he was employed by unnamed Company 1, a banking software provider, and worked remotely from his home in Edmond.
Through his job he was able to view and access member account data, including account numbers and transaction data, via the financial institution’s banking software platform, the indictment alleges.
The federal grand jury alleged that during that decade, San Nicolas made more than 210 separate “withdrawal, payment, and counterfeit check transactions” from victims’ personal and trust accounts, and used the proceeds “for his own personal use.”
During a one-month period, Jan. 11 through Feb. 9, 2024, San Nicolas deposited nine counterfeit checks totaling $149,500 into his personal bank account, prosecutors allege. Subsequently, on Jan. 30, 2024, he paid $39,153 to Ca rMax for a 2022 Ford Bronco, and on Feb. 12, 2024, he bought a 2021 Ford Mustang from CarMax for $29,653.
If convicted, San Nicolas could be sentenced to two years in federal prison and will be required to forfeit any funds or property acquired with the illegally obtained money.
A Tulsa woman with a record of multiple state and federal convictions for identity theft pleaded guilty to three bank fraud charges recently.
Kaci Anne Rene Cackler, also known as Kaci Lima, 36, was indicted May 21, 2025, in Tulsa’s Northern District federal court on three counts of bank fraud and three counts of aggravated identity theft – six months after she informed the same court that she intended to plead guilty to aggravated identity theft in the use of another person’s ID while simultaneously facing trial in three state ID theft cases.
Those charges alleged that on March 17, 2024, while still under indictment in a separate federal case, she found a wallet “which contained K.W.’s cellular telephone, identification card, and debit card, among other items” while she was at the Hard Rock Hotel and Casino in Catoosa.
Cackler used that person’s debit card “to purchase goods” at a Dollar General store in Tulsa, at a Tulsa Walmart store and an O’Reilly’s Auto Parts Store, attempted to buy a $500 money card and $596 worth of merchandise.
She pleaded guilty July 28 to the three bank fraud charges and agreed to pay $2,558 in restitution to BancFirst of Oklahoma City; in exchange, the three charges of aggravated ID theft were dismissed. Cackler has not been sentenced yet in that case.
Cackler/Lima was indicted in Tulsa’s federal district court in May 2023 on six felony charges: three counts of wire fraud, one count of aggravated ID theft, possession of stolen mail and possession of multiple unauthorized access devices.
In that case she used the maiden name, date of birth, and Social Security number of a woman known as “N.A.” to submit a fraudulent credit application and purchase orders on Oct. 9, 2022, to a company identified in court records as “B.M.F.” Cackler/ Lima admitted that by means of wire fraud she purchased furniture that was delivered to her apartment.
At the time of her a rrest on Jan. 19, 2023, she was found in possession of mor e than 900 pieces of mail plus “articles and things … which had been stolen, taken, embezzled, and abstracted from a letter box, mail receptacle, mail route, and authorized depository for mail matter…” On that date she also was found in possession of mor e than 30 credit and debit cards and account numbers, investigators reported.
Cackler/Lima submitted a petition Sept. 6, 2023, to enter a guilty plea to aggravated ID theft, and the other five charges were dismissed.
In a presentence investigation it was reported that she was abused as a child and has “struggled with substance abuse, specifically methamphetamine, since early adulthood,” which resulted in her losing custod y of her three minor children in 2018.
On Sept. 16, 2024, U.S. District Judge John D. Russell sentenced Lima to two years in prison and ordered her to undergo substance abuse treatment while incarcerated at Carswell Correctional Center at Fort Worth, Texas.
Three months later, on Dec. 11, 2024, Lima p leaded guilty in Tulsa County District Court to three felony ID theft charges filed in 2020, 2022 and 2023. She received a three-year deferred state prison sentence, all three state convictions to run concurrently with the federal conviction and subject to review in December 2027. In addition, another state ID theft case f iled in 2023 was dismissed.
Cackler/Lima was sued in Osage County District Court in 2017 for failure to pay rent. The landlord won a default judgment for $3,605 in past-due rent, $98 in court costs and $360 in at torney fees.
In addition, between 2015 and 2019, Lima was sued 10 times in Tulsa County District Court.